The makes an excellent case as the go-to option for small business owners who frequently fly Delta. You get your first checked bag free of charge on Delta flights -- which typically costs up to $70 for a roundtrip flight -- and you can save 15% on Delta award travel with the TakeOff 15 perk.
Even better, this is the lowest-priced Amex Delta business card available. Cardmembers pay a reasonable $0 introductory annual fee for the first year, then $150.
These are the primary ways to earn Delta SkyMiles with the Delta SkyMiles Gold Business American Express Card:
You can earn 60,000 bonus miles after spending $4,000 on eligible purchases in the first six months of card membership.
From our experience, that's enough miles for at least a few Delta award flights. However, Delta uses dynamic pricing, which means award flight pricing can vary by route, date, and demand.
You can use the Delta SkyMiles Gold Business American Express Card to earn:
You can assign up to 99 employee cards with your Delta Gold Business Amex Card, all of which can earn miles on eligible purchases. The earning potential on this card isn't as good as other rewards credit cards, but having multiple employees making purchases can help you rack up miles quicker.
If you're eligible, you can share a card referral link with friends and family. You'll receive a bonus if someone applies for a card through your link and is approved.
Certain loyalty programs have the option to convert their rewards into Delta SkyMiles. For example, you can transfer Amex Membership Rewards points -- earned by cards like the American Express® Business Gold Card and The Business Platinum Card® from American Express -- to your Delta SkyMiles account.
Note that you typically can't transfer points back after they've been moved from one loyalty program to another. For this reason, it makes sense to have a specific redemption in mind before initiating a transfer.
Redeeming your SkyMiles for Delta award flights will generally provide you with the most value. However, there are various redemption options available, including:
The Delta SkyMiles Gold Business Amex makes sense for small business owners who frequently fly Delta. The earning potential is average, but you can get plenty of value from the card's perks and benefits.
Our favorite perk is getting your first checked bag for free. Delta charges $35 for your first checked bag on a one-way flight, so you can immediately save $35 per flight (or $70 roundtrip) on baggage fees. The savings only increase if you often fly with other people, as up to eight other passengers on your reservation can also get their first checked bag free.
The baggage benefit alone is sufficient to offset the annual fee if you fly enough, but there are also other attractive benefits. For example, saving 15% on award flights, priority boarding, and earning a $200 Delta flight credit after spending $10,000 in a calendar year.
If you don't fly Delta enough, this isn't the card for you -- you might be better off with a more flexible travel rewards card or a different airline card.
The Delta SkyMiles Gold Business Amex is accepted wherever American Express credit cards are accepted. In the U.S., that's basically everywhere.
However, American Express isn't as widely accepted worldwide. We've had luck using an Amex card in a few countries, but Visa and Mastercard credit cards are more reliable options for international travelers.
Here are the primary ways you can make credit card payments with your Delta SkyMiles Gold Business Amex:
American Express customer service is typically available 24/7, though it can depend on the contact method. Here are different ways you can reach Amex support:
If the Delta SkyMiles Gold Business Amex Card doesn't seem like the right fit for you, consider these alternative business credit cards:
Why we like it: The has a lower annual fee and more flexible redemption options. You can book flights on most airlines through Chase Travel℠ and receive a 25% points bonus. You can transfer your points to more than a dozen airline and hotel loyalty programs, giving you more options to find a good deal.
Why we like it: The has a higher annual fee, but it provides premium perks and benefits, such as airport lounge access and a TSA PreCheck or Global Entry fee credit. You can access over 1,300 airport lounges, including Priority Pass, Capital One, and Plaza Premium Lounges. You can also receive an annual $300 travel credit for Capital One Travel bookings and 10,000 bonus miles each anniversary year.
Why we like it: The has the best perks and benefits of Delta credit cards. It has a $650 annual fee that you can help offset with complimentary access to The Centurion Lounge, Escape Lounge, and Delta Sky Club* (when flying Delta). You can also earn additional Medallion Qualification Dollars (MQDs) on purchases to help earn elite status.
Other cardholder benefits include getting your first checked bag free, access to complimentary upgrades, up to $120 annual rideshare credit (up to $10 in statement credits per month), a companion certificate, and up to $240 Resy credit (up to $20 in statement credits per month). Enrollment is required for select benefits.
*Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. [Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits (including Grab and Go) at a per-Visit rate of $50 per person using the Card.]
This article was edited by Alicia Hahn